Who you are:
A quick-thinking multitasker who takes pride in the delivery of detailed and accurate work. You love organization, being responsible for a full range of mortgage loan processing functions from accepting originated loan applications, through ensuring the loan package is fully prepared for closing and a possess a desire to provide exceptional experiences for our members and frontline staff. A strong communicator who can easily use your skills when working with third party vendors such as appraisers and title companies to ensure smooth and on time funding of loans.
What you will do here:
Reviews loan documents to ensure validity and/or substantiate income for cash levels in accordance with established guidelines and mitigate the potential for unnecessary loss. Calculate income from a variety of sources and income types.
Assess appraisal reports to ensure collateral eligibility. Review preliminary title report to ensure all necessary requirements are met for title insurance and lien perfection.
Ensure all borrower, credit, and collateral documents submitted are accurate, compliant, and relevant, with investor guidelines. Prioritize and assemble documentation in accordance with FHA, Fannie Mae and other investor requirements to ensure file is adequately documented and prepared for underwriting and loan approval.
Validate source data to verify completeness and accuracy by assessing the documentation and services necessary for approval. Relay any additional items needed if applicable. Ensure disclosures have been provided within the required timeframes and are accurate and within acceptable tolerances.
Maintain regular communication with borrowers, loan officers, internal staff, title companies, real estate agents and other third parties to respond to inquiries, problem solve, ensure the timely closing of loans and provide an outstanding borrower experience.
Perform other job-related duties as assigned
This role might be for you if you have:
2 years of Mortgage Processing experience – preferred
Arizona Driver’s License
Strong understanding and experience with Conventional and Government mortgage guidelines, principles, and practices
Experience processing all mortgage loan types including FHA, VA, USDA, purchase transactions, etc…
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
For additional information about our organization, careers, and benefits visit: https://jobs.desertfinancial.com/