Job Description

The Commercial Real Estate Portfolio Manager will assist loan officers with portfolio management activities, manage an assigned credit portfolio (generally Commercial Real Estate loans greater than $1,000,000), complete covenant and other monitoring requirements, and manage associated credit risk. They will facilitate a comprehensive credit analysis that evaluates the existing facilities in the portfolio consisting of all types of commercial construction.


What you’ll do here:

Actively manage a large diverse loan portfolio with borrowers located throughout the credit union’s trade area.

Perform annual reviews, manage maturities and delinquencies, identify changes in loan grading, if needed develop loss mitigation or asset recovery plans, retain current relationships, and identify additional business and business owner relationship enhancement opportunities.

Complete credit underwriting duties for existing/prospective member relationships, which may include but are not limited to the following perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, complete credit packages for credit committee approval (annual reviews/new business/renewals) submission.

Prepare underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request.

Continuously monitors covenant compliance with regular reporting requirements to loan officers and loan/credit monitoring and credit review.

Establish protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions.

Provide recurring customer service to existing members, which includes direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed.

Perform other duties as assigned.


What you’ll need:

Bachelor’s Degree in Business, Accounting, Finance, or related field.

5 years of experience in small business or commercial underwriting, credit structuring, credit/portfolio management and administration, or other applicable risk assessment experience.

3 years of Commercial and/or Commercial Real Estate Lending Experience preferred.

Completion of a formal credit training program preferred.

Knowledge of Federal/State and Credit Union regulations and full understanding of credit and loan documentation policies.

Demonstrated experience partnering with lenders and underwriters; ability to work independently or with a team.

Excellent customer service, communication (written and oral), analytical ability, organizational, and negotiations skills.

Must be proficient in MS Office software and be able to quickly master new technology and systems.


We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

For additional information about our organization, careers and benefits visit

Application Instructions

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